The Future of U.S. Money Movement:

From Instant Payments to Pay by Bank and Stablecoins

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OUR PAST SPONSORS

Visa Direct
Incode
Volante Technologies
Payall Payment Systems, Inc.
Zerohash
Alogent
Ingo Payments
Unit21
REPAY
Galileo Financial Technologies
AU10TIX
IR
Fingerprint
Euronet
Finzly

OUR PAST SPONSORS

Platinum Sponsor
Panel Sponsor
Panel Sponsor
Panel Sponsor
Panel Sponsor
Exhibition Sponsor
Associate sponsor
Associate sponsor
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Associate Sponsor

30+

THOUGHT LEADERS

150+

HIGH PROFILE ATTENDEES

70%

BUY SIDE

60%

SR. DECISION MAKERS

About the IPS

The Instant Payments Summit (IPS) is a global platform bringing together banking, payments, fintech, and financial technology leaders to shape the future of real-time money movement.
With established editions across the USA and Europe — and expanding into Canada in 2026 — IPS has become one of the industry’s most recognized forums for innovation, collaboration, and strategic dialogue across the evolving payments ecosystem.
Each edition is designed to connect financial institutions, regulators, payment networks, fintech innovators, technology providers, and industry associations to explore the next generation of payments infrastructure, digital transformation, fraud prevention, AI-driven innovation, and emerging financial ecosystems.
From FedNow, RTP, and Open Banking to RTR, ISO 20022, embedded finance, and programmable money, IPS delivers region-specific insights while addressing the global trends redefining banking and commerce.
More than a conference, IPS is a platform for industry leadership, high-value networking, and meaningful partnerships driving the future of payments worldwide.
Join us as we shape the future of instant and real-time payments.
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Why Chicago?

Chicago is a major financial hub in the United States, known for its strong banking sector, fintech innovation, and dynamic financial markets. It is home to leading financial institutions, payment providers, and a thriving fintech ecosystem, making it an ideal location for the Instant Payments Summit. With its deep-rooted financial infrastructure and commitment to technological advancements, Chicago provides the perfect setting to explore the future of instant payments and their impact on the industry.

Crowne Plaza Chicago West Loop, an IHG Hotel
25 South Halsted Street, Chicago, IL 60661, United States
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Why New York?

After taking the summit across Charlotte, Chicago, and Atlanta, we are proud to return to New York for the 12th edition of the Instant Payments Summit USA — bringing the conversation back to the financial capital where our journey began. With its unmatched concentration of banks, fintechs, and payment innovators, New York remains the ideal stage to drive the next phase of instant payments innovation.

Past Speakers

Kris Varma

Global Sales Director
VISA Direct

Sean Corrigan

Principal
Global Nau solution

Christene Whitman

Senior Director Compliance, BSA and Fraud
Truliant Federal Credit Union

Brad Nightengale

Senior Director, Strategic Initiatives
Visa Direct

Chris Bureau

Head of Sales, Americas
Volante Technologies

Jacob Novich

Sr. Manager, Commercial Payments/Treasury Management
Deloitte Consulting

Bill wells

Vice President - US
Matera

Ben Grout

VP of Sales & Partnerships
zerohash

Thomas Nadratowski

MD - Chief Auditor Global Financial Crimes
Citi

Aaron Szerlip

Head of Product - PayPal core APIs
PayPal

Jaime Yeager

Sales Executive
Checkout.com

Nishank Jain

SVP, Enterprise Payments - Senior Software Engineering
Truist

Philippe Daoust

Vice President Innovation
National Bank of Canada

Nell Campbell-Drake

Vice President, Strategic Industry Engagements
Federal Reserve Financial Services

Luis Felipe Segura

Field CTO
Incode

Emily Baxter

Partner
RPY Innovations

Miyoshi W. Lee

Director, Head of US Real-Time Payments
Bank of America

Gijs Boudewijn

Chairman
European Payments Council

Blake McDaniel

AVP of FedNow Product Management
Federal Reserve Financial Service

Pratip Daw

Payment Solutions Leader
J.P. Morgan

Keith Melton

SVP, Strategic Initiatives and Product Marketing
The Clearing House

Cheryl Gurz

Real Time Payments Product Manager
The Clearing House

Vipul Suvarna

Director, Money Transfer Department
MUFG

Vishal Arora

Head, Generative AI and ML for Payments
AWS

Patricia Partelow

MD, Payments Competency Leader
EY

Gretchen Bartholomew

Chief Operating Officer
KEMBA Credit Union

Kapil Shukla

SVP - GFC KYC Team
Bank of America

Arijit Das

Global Head of Digital Asset Development
Northern Trust Corporation

Willie Daniely

Director of Fraud
Ameris Bank

Steve Mott

Owner
BetterBuyDesign

Deborah Baxley

Partner
PayGility Advisors

Gretchen Rodríguez

Head of Product- Payments
TD Bank

Michelle Brick

VP Payment Products, Delivery & Integration
Royal Bank of Canada

Jim Hitchcock

Vice President, Fraud Mitigation
American Bankers Association

Steve Kenneally

SVP - Payments
American Bankers Association

Kelly Halvorson

CDD & EDD Compliance Oversight Director
KeyBank

Christopher Burtch

Managing Director, Transaction Banking, Americas
Standard Chartered Bank

Richard Dooley

Vice President, Treasury Management, Embedded Payments
Fifth Third Bank

Katherine Wong

Transformation Solutions Principal
Independent Consultant

Gary Palmer

Founder, President & CEO
Payall Payment Systems
VIEW ALL SPEAKERS

Upcoming Webinars

PRE-CONFERENCE
LINKEDIN LIVE
Pay by Bank in the U.S.: Where It Fits in
 a Multi-Rail Payments Strategy
  • JAN 28, 2026 9-10 AM ET
  • ONLINE

Pay by Bank in the U.S.: Where It Fits in a Multi-Rail Payments Strategy

  • How are banks today evaluating Pay by Bank as part of a broader payments mix that includes cards, ACH, RTP, and FedNow?
  • In which use cases does Pay by Bank genuinely add value—and where do cards or other rails still clearly make more sense?
  • How do banks think about balancing merchant cost pressure with sustainable revenue models across cards and account-to-account payments?
  • From a bank perspective, what trust, dispute, and customer-protection expectations must be met before Pay by Bank can scale responsibly?
  • Is the future less about promoting one rail over another and more about smart orchestration—routing each payment to the right rail based on context?
  • Looking ahead, how do you see Pay by Bank evolving over the next few years as part of a mature, multi-rail U.S. payments ecosystem?
  •  
FIND OUT MORE
PRE-CONFERENCE
LINKEDIN LIVE
IPS
  • DEC 9, 2025 9-10 AM ET
  • ONLINE

We’re excited to kick off our OPEN Pre-Conference Webinar Series!

Join us on Tuesday, December 9, 2025 | 9–10 AM ET for an insightful discussion on: Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments

Hear from industry leaders shaping the future of payments:

  • Lubana Azad – Cathay Bank
  • Gretchen Bartholomew – Kemba Credit Union
  • David Odigie – Invesco
  • Deborah Baxley – PayGility Advisors (Moderator)

Streaming live on LinkedIn — Free to attend!

Secure your spot and be part of the conversation as we gear up for the Instant Payments & Beyond Summit, March 16–17, 2026 in Atlanta. Register now and join us live!

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Pre-Conference Webinar Recap

Thank you for joining our ‘Open For All’ Pre-Conference Webinar - 1 for our next 11th US Edition Instant Payments & Beyond Summit.

Attendees heard from industry experts in a dynamic 60-minute panel discussion on “Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments.”

This insightful session was held on::
December 9th | Tuesday | LinkedIn Live
Timing: 09:00 AM – 10:00 AM (EST)

We look forward to continuing the conversation and invite you at our Main Conference taking place on March 16-17th in Atlanta. 

Sponsorship Benefits

Let’s collaborate to boost your brand’s visibility and connect with a passionate target clients

Engage As Sponsor

Supercharge your brand’s visibility and connect with the top minds in the payments industry at the *Instant Payments Summit*! As a sponsor, you’ll unlock exclusive access to key decision-makers, showcase your cutting-edge solutions, and solidify your position as a leader in the rapidly evolving world of real-time payments.
Enjoy premium branding, unparalleled networking opportunities, and the chance to spotlight your innovations in front of a captivated high-value audience.
Don’t miss this opportunity to shape the future of payments and put your brand at the center of the conversation!
Engage

Show Highlights

Key highlights of the Instant Payments Summit included expert keynotes, panel discussions on fraud prevention and compliance, live demos of cutting-edge payment technologies, and real-world case studies. Attendees explored strategies to balance security with seamless customer experience while networking with key stakeholders.
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Our Regular Attendees

Welcome to the Next Frontier:
NYC 2027

Dear Colleagues,
Welcome to the 12th U.S. Edition of the Instant Payments Summit USA, returning to New York City for an exclusive one-day leadership forum bringing together the industry’s most influential voices in payments, banking, and fintech.
After expanding the summit series across Charlotte, Chicago, and Atlanta, we are excited to return to the city where it all began — placing this milestone edition at the centre of the global financial ecosystem.
Designed as a highly focused and executive-driven experience, the summit will feature 30+ industry-leading speakers and 150+ senior decision-makers exploring the future of real-time payments, FedNow, RTP, fraud prevention, AI, and next-generation financial infrastructure.
Unlike previous editions, the New York edition is built to deliver sharper conversations, deeper networking, and actionable insights in an intimate setting tailored for meaningful collaboration among banks, fintechs, payment providers, and innovators.
Join us in New York, where the next chapter of instant payments innovation takes shape.

Sincerely,
Parry Batta
Managing Director, Kinfos Events
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Parry Batta | Managing Director, EMEA
Kinfos Events Private Limited

OUR PAST SERIES SPONSORS

Pre -Conference Webinar Recap #1

Our pre-conference webinar explored how real-time payments are scaling across banks, regionals, and credit unions — and which use cases are delivering real value today. Speakers shared how 24/7 settlement, liquidity management, and operations are evolving, while fraud strategies adapt to instant money movement without adding friction. The session also highlighted the architecture, governance, and interoperability shifts needed to support growth at scale, plus where institutions are seeing the strongest ROI. Finally, panelists looked ahead to the next phase including the role of digital-asset-enabled settlement in the real-time ecosystem.

Join us live on March 16–17 to continue the conversation and dive deeper with industry leaders. Register today to book your seat!
Book Now

Pre -Conference Webinar Recap #2

Our second pre-conference webinar examined where Pay by Bank fits within the U.S. payments ecosystem and how it supports a multi-rail payments strategy. The discussion focused on key use cases, adoption trends, and how Pay by Bank complements cards, ACH, and real-time payment rails.

Speakers also shared insights on regulatory considerations, consumer trust, and the operational foundations required to deploy Pay by Bank at scale — while balancing security, cost efficiency, and customer experience.

Join us live on March 16–17 to continue the conversation and explore the future of payments with industry leaders. Register today to secure your seat.

Attend for Free (Buy Side)

If you hold a Director, MD, Head, SVP, VP, or C-level role at a bank, credit union, insurance company, or investment firm (including asset/investment managers and family offices), you qualify for complimentary access to the Instant Payments Summit through our exclusive Kinfos Leadership Program.
This program offers senior executives the chance to engage with a network of top industry leaders, facilitating peer-led benchmarking and networking. All participants also agree to potential meetings with fellow senior executives, fostering meaningful business relationships. If you are interested, Contact Us at vicky@kinfos.events

Conversations Defining the Future of Money Movement


  • Moving beyond instant payment adoption toward monetization, scalability, and measurable ROI

  • The evolving role of FedNow, RTP, and multi-rail orchestration in a 24/7 financial ecosystem

  • Cross-border interoperability and the future of always-on global money movement

  • Real-time treasury, liquidity optimization, and cash visibility in the instant economy

  • AI-driven fraud orchestration, behavioral intelligence, and adaptive authentication strategies

  • How AI is transforming compliance, dispute management, servicing, and payment operations

  • Building resilient, secure, and always-on banking infrastructure for the digital era

  • The rise of embedded banking, contextual finance, and invisible payment experiences

  • How wallets, platforms, fintechs, and Big Tech are reshaping customer expectations

  • The evolution of merchant payments, payouts, commercial payments, and B2B automation


  • The rise of agentic commerce, autonomous payments, and machine-to-machine transactions

  • Stablecoins, tokenized deposits, and the convergence of traditional and digital finance

  • The future of programmable money and next-generation payment infrastructure

  • Unlocking intelligence from ISO 20022 and data-rich payment ecosystems

  • How banks are competing and collaborating within embedded finance ecosystems

  • Navigating regulation, trust, and innovation in the era of AI-driven and programmable payments

  • Strategic partnerships and innovation models shaping the future of banking and payments

  • What financial institutions must prioritize to remain competitive in the next era of money movement

Download Our Past Agenda ( ATL EDITION )

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